No, getting an Alset Insurance quote does not affect your credit score.
When you request a quote, we may perform what's called a "soft inquiry" on your credit. This is different from a "hard inquiry" that can temporarily lower your score.
Soft Inquiry vs. Hard Inquiry
| Type | Impact on Credit | When It Occurs |
|---|---|---|
| Soft Inquiry | No impact | Insurance quotes, pre-approvals |
| Hard Inquiry | May lower score temporarily | Loan applications, credit card applications |
What We Look At
Insurance companies may use credit-based insurance scores to help determine rates. These scores are different from traditional credit scores and consider factors like:
- Payment history
- Length of credit history
- Outstanding debt
- Types of credit accounts
Your Privacy
We take your privacy seriously. The information we gather is used solely to provide you with an accurate quote and is protected under our privacy policy.
Comments
0 comments
Please sign in to leave a comment.