How Does Policy Renewal Work?

Your Alset Insurance policy is designed to renew automatically for your convenience and continuous protection.

How Renewal Works

Before Renewal:
- We review your policy
- We calculate your new premium
- We send renewal documents 30+ days before expiration
- Documents show any changes in coverage or rate

At Renewal:
- Policy automatically renews
- Coverage continues without interruption
- Payment is processed based on your payment plan
- New ID cards are issued

Renewal Documents

Your renewal package includes:
- Updated declaration page
- New premium amount
- Coverage summary
- Any policy changes

Review your renewal documents carefully to ensure everything is correct.

Premium Changes at Renewal

Your rate may change due to:
- Your driving record
- Claims history
- Rate changes for your area
- Changes in your credit score
- Vehicle age
- Coverage adjustments

If You Want to Make Changes

Before renewal is the perfect time to:
- Adjust coverage limits
- Change deductibles
- Add or remove vehicles/drivers
- Review discount eligibility

Opting Out of Renewal

If you don't want to renew:
- Contact us before your expiration date
- Ensure you have replacement coverage
- See "How Do I Cancel My Policy?"

Automatic Payment

If you have autopay:
- First payment processes automatically at renewal
- Ensure your payment method is current
- Update before renewal if needed