Here's how to make sure you get every discount you deserve.
Multi-Vehicle Discount
To Qualify:
1. Insure 2+ vehicles on one policy
2. All vehicles garaged at same address
3. Vehicles registered to household members
How to Get It:
- Add all household vehicles to your policy
- Discount applies automatically
Years Clean Discount
To Qualify:
- No at-fault accidents for 3+ years
- 5+ years for maximum discount
- Clean record verified through MVR
How to Get It:
- Drive safely
- We verify your record automatically
- Discount applies if eligible
New Vehicle Discount
To Qualify:
- Vehicle model year within last 3 years
- Example: In 2025, vehicles from 2023, 2024, 2025 qualify
How to Get It:
- Automatically applied when vehicle is added
- VIN verification confirms vehicle year
Prior Insurance Discount
To Qualify:
- Active auto insurance at time of purchase
- No recent lapses in coverage
- Coverage in your name
How to Get It:
- Provide current insurer information during quote
- We may verify with prior carrier
Good Student Discount
To Qualify:
- Student driver on your policy
- Full-time student
- 3.0 GPA or higher
- Age limits may apply (typically under 25)
How to Get It:
- Inform us of eligible students
- Provide proof: report card, transcript, or dean's list letter
- Renew verification periodically
Maximizing Your Savings
- Combine multiple discounts
- Keep your driving record clean
- Bundle all household vehicles
- Review discounts at each renewal
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