How Do I Add or Remove a Vehicle?

Adding or removing a vehicle from your policy is straightforward. Here's what you need to know.

Adding a Vehicle

What You'll Need:
- Vehicle year, make, and model
- VIN (Vehicle Identification Number)
- Purchase date
- How the vehicle will be used
- Financing/leasing information (if applicable)

Coverage Options:
- Same coverage as existing vehicles
- Different coverage levels
- Required coverage if financed/leased

When to Add:
- As soon as you purchase/acquire the vehicle
- Coverage should be in place before driving

Removing a Vehicle

When to Remove:
- Vehicle is sold or traded
- Vehicle is totaled
- Vehicle is given to someone outside your household
- Vehicle is no longer being driven

What You'll Need:
- Date the vehicle left your possession
- Reason for removal
- Odometer reading (helpful for records)

Important Considerations

Don't Remove If:
- Vehicle is still registered in your name
- Vehicle is still in your possession
- Someone in your household still drives it

Temporary Removal:
- If a vehicle will be stored or unused, ask about suspension options
- May be better than removing and re-adding

Premium Impact

Adding a Vehicle:
- Premium increases based on vehicle type
- Multi-vehicle discount may apply
- Prorated for remaining policy term

Removing a Vehicle:
- Premium decreases
- Refund or credit issued for prepaid premium
- Multi-vehicle discount may be affected

How to Make Changes

• Online: Log in to Alset Insurance Customer Portal and select "Add/Remove Vehicle"
• Phone: Call 475-619-3790